In this Blog Series Phil is answering questions that have been submitted by readers.
Today’s question is “How do I stay out of debt?”
Phil shares five key points:
- Assume you’ve paid off all your debt – if not do it asap!
- Cut up all of your credit cards (except 1)
- Find someone wise and use the principle of accountability
4. Learn off them and learn to think like a wise person
5. Learn the power of delayed gratification by using ________ _______.